Lynch & Associates is a well-established boutique financial services firm operating primarily in the bank-owned and corporate-owned life insurance arena. Innovative, enterprising and proactive, Lynch & Associates is constantly repositioning to remain on the cutting edge of financial strategies and solution-oriented services. For more than two decades, we have been singularly focused on delivering optimal bank-owned and corporate-owned life insurance and investment solutions based on the principles of accuracy, transparency and value-added insight. Building upon a foundation begun in 1958, Lynch & Associates imbues a culture of longevity. We build long-term, personal relationships with each client, providing guidance and analytics while demystifying regulatory requirements and tax law complexities. Our clients are confident putting their faith in us. Some of our clients have been with us for over twenty years, and half our clients have valued the relationship in excess of ten years. We design, service, and reposition client life insurance assets to weather all economic cycles, outlast successive management teams and the whims of industry fads. Since one does not know how the business environment will change, we apply the same principles and approach throughout the life cycle of the relationship. This long term continuity assures our clients they have made a sound decision by partnering with Lynch & Associates.
Lynch & Associates is committed to providing accurate financial assessments, Insurance Portfolio Management services, consultation, and strategic alternatives to its customers. When you trust Lynch & Associates to evaluate and optimize an existing insurance portfolio you are rewarded with a comprehensive assessment, explanation of the associated risks, identification of specific areas for potential improvement, and an executable optimization plan. Beyond that plan, we provide ongoing assessments to ensure that your portfolio continues to perform as forecast, delivering full potential from this important asset.
Lynch & Associates believes clients trust necessitates full transparency. That is why we freely disclose both our fees and the true cost of all transactions. We partner with the best insurance companies, investment managers, and counterparties without bias. This combination of honesty and independence enables us to align our interests with our clients, succeeding as they succeed.
Our team at Lynch & Associates has extensive connections with senior resources in the financial, accounting, legal, regulatory, tax, insurance and capital markets sectors. These relationships are leveraged to monitor emerging trends and issues, stay abreast of changes and garner information. Additionally, these insights enable us to identify new product development opportunities and investment strategy potential, and tailor our strategies and solutions accordingly. Being part of the innovation and evolution of business-owned life insurance products is a critical component of the long term relationship Lynch & Associates offers its customers and the ability to achieve optimal results.
Lynch & Associates is independently owned and operates with a cohesive management team that has been together for over 20 years. Lynch currently manages 80,000 policies placed with over 35 insurance carriers. These policies have $11.5bn of assets invested with over 30 asset managers and represent $45bn of insurance face amount.
During the 1980s, William J. (Bill) Lynch III, building on the foundation started by his father in 1958, began charting the course for an innovative venture – a business-owned life insurance consultation service that reduced product price, better explained client options and pried open the “black box” of the true cost of insurance.
Since then, Bill has followed his father’s advice, “tell a straight story”. Lynch & Associates has grown into a market leader, representing and earning the trust of many of the world’s most respected corporations, some for over 20 years.
The Lynch & Associates business model is designed to align it with clients having team objectives and putting full force behind the guiding principles of accuracy, transparency and value-added insight. Since the beginning we have enhanced our reputation by assisting clients through extremely tumultuous financial times and modifying our systems and services to adapt and evolve to the ever-changing market.
Lynch & Associates is a highly skilled group of life insurance professionals who average over 20 years in business-owned life insurance and executive benefits. They offer extensive experience and unique insight on the insurance carrier side of the business as well, enabling us to achieve the optimal price and terms for our clients while maximizing potential savings by drilling deep into product design, risk management, and investment strategy.
Roger H. Brown assumed the presidency of Berklee College of Music in 2004. During his tenure, the college has created the world’s largest online music education system, opened a campus in Valencia, Spain, constructed a 16-story residence and recording facility, completed a successful merger with the Boston Conservatory, and expanded its global reach to attract students from 105 countries. Under his leadership, scholarship support has grown from $9 million to $44 million. He is a lifelong music enthusiast and a drummer by avocation. Brown is a Phi Beta Kappa graduate of Davidson College with a degree in physics, and a graduate of the Yale School of Management. Known as an entrepreneur and philanthropist, Brown cofounded Bright Horizons Family Solutions in 1986 with his wife, Linda Mason, and served as chief executive officer until January 2002. Prior to 1986, he was co-director of the Save the Children relief and development effort in Sudan, and he worked on the border of Thailand with Cambodian refugees for CARE and UNICEF, both with Mason. Brown and Mason coauthored the book Rice, Rivalry, and Politics, which examines the management of emergency relief efforts.
In addition, Brown served as a management consultant for Bain and Company, a global management-consulting firm. He also co-founded Horizons for Homeless Children, which serves the needs of homeless children throughout the Boston area. Brown is an active member of the Bright Horizons Family Solutions board of trustees and the Boston Public School Arts Advisory Board.
Rob Douglas, son of Captain Robert S. Douglas, is CEO of Martha’s Vineyard-based The Black Dog Tavern Company, Inc., a privately held, multi-channeled clothing and restaurant brand. Rob graduated from Eckerd College with a B.A. in Political Science in 1995. Rob earned his multi-engine commercial pilot’s license in 1997 and was a Flight Engineer on DC-8's for Fine Airlines, a Miami-based international cargo company.
Rob enjoys surfing, fishing, and shooting sports. Currently the fastest sailor in American history, Rob has set two outright world speed sailing records, won two kitesurfing speed world championships and seven American speed sailing records.
Rob Douglas is undefeated in international kitesurfing speed competitions since 2011 and has won the Mondial du Vent speed event three years in a row, and the North American Speed Sailing Invitational five years in a row.
Rick Pedone is a partner at the global law firm Nixon Peabody LLP and is a member of their Business and Finance Department. Rick represents strategic buyers of financially troubled businesses, purchasers of distressed debt, secured creditors and other parties in the financial restructuring and bankruptcy processes. He also provides corporate governance and liability avoidance advice to private equity firms, directors and officers.
Aside from having published work and periodic high-level speaking engagements, Rick has been selected by his peers for inclusion in The Best Lawyers in America© 2016 in the field of Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law.
Rick is a past president of the board of directors for Courageous Sailing Center in Charlestown, MA, a nonprofit that provides the children of Boston with the opportunity to sail on the ocean free of charge. He is also the president of the board of directors for the Lincoln Maritime Center in Hingham, MA. In addition to his involvement with these organizations, he is a member of the American Bankruptcy Institute, Boston Bar Association and he is a member in and Fellow of INSOL International.
Rick resides in Hingham, Massachusetts, with his wife, Cheryl, and two daughters. He can also often be found sailing along the coast of New England.
Dan was born in upstate New York and grew up in Buffalo. He graduated summa cum laude from Canisius College with an undergraduate degree in Finance. He then pursued his MBA from Columbia University Graduate School of Business, graduating in 1981. Dan started at Goldman Sachs & Co. immediately after Columbia. During his time there, Dan managed the firm’s global private wealth management business, started Global Securities Services (GSS) and served as Head of Equities Institutional Sales. Dan became a Partner at Goldman Sachs in 1994 and was an Advisory Director until the end of 2003.
Dan received an honorary doctorate from Canisius College and also served on the school’s Board of Trustees. For many years, he acted as Chair of the group that provided oversight for the school’s endowment. Dan also served on the Columbia Business School’s Board of Overseers, funded an Endowed Chair at the business school and delivered the commencement address to the graduating class several years ago. He has served, and continues to serve, on a number of other for-profit, non-profit, educational and government sector boards. Dan lives in Palm Beach, FL and in Martha’s Vineyard, MA. He and his wife, Mary have been married for 39 years and have three adult children and one grandson.
In 2016 Bonnie retired as a Senior Vice President at Appleton Partners, Inc. She was responsible for their Fixed Income Strategy and was a Senior Portfolio Manager in the Investment Grade Taxable Bond area. In conjunction with the Fixed Income Investment Committee, Ms. Tracy was responsible for setting the overall interest rate strategy for Appleton's client portfolios, focusing on analysis of the yield curve in conjunction with Fed policy. Additionally she oversaw consultant relationships and client service. Before joining Appleton in 2000, Ms. Tracy was a Managing Director of the Global Treasury Division of BankBoston, managing the Bank's proprietary Fixed Income Portfolio and Balance Sheet Securitization teams. Additionally, her team oversaw large balance sheet transactions designed to offer tax and income benefits. Currently, Ms. Tracy is a member of the Appleton Partners Advisory Board.
Bonnie enjoys spending time on Nantucket and looks forward to spending time traveling in Europe. She loves fly fishing and sailing. She looks forward to working with children in some capacity in the future.
Lynch & Associates provides a range of services to support banks and corporations in the ownership of life insurance assets.